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Let’s review your healthcare

HealthMarkets Insurance Agency offers health care options from numerous different recognized carriers, and we’ve helped thousands of people choose health care options that best represents their individual and family needs. 

Have you ever noticed that when you ask a prospective new dentist if he or she accepts your insurance, they almost always say, yes? 


Yes, they may accept your insurance. But if they aren’t in your insurance network, they will also send you a bill for the amount that exceeds what your insurance company will pay. And if they’re out of your insurance network, the amount of reimbursement will likely be less, so you’re paying even more.


The correct way to query is to ask any potential new dentist is if he or she is in network. The other possible dental insurance hiccup is that your service provider is no longer in your dental network. It’s important to keep tabs on that, too.


HealthMarkets Insurance Agency offers health care options from numerous different recognized carriers, and we’ve helped thousands of people choose health care options that best represents their individual and family needs. 


When you schedule a time to meet with me, I’ll review your entire healthcare situation, including your current providers, starting with primary coverage all the way down to dental and vision care. Is there cancer coverage or other supplemental policy that might make sense in your personal mix? If you’d like, I can provide information so you have what you need to help you make an informed decision. 


The best part is, my guidance is available at no cost to you, and there is no time constraint in which to have your review performed. I look forward to hearing from you.


FEATURED

May 5, 2026
Short-term coverage may be an option for college students who are home for the summer, working temporary jobs, or who may experience a gap in coverage if they are no longer enrolled in a school-sponsored health plan.
May 5, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you’ll start making decisions about your Medicare options.
April 10, 2026
If your income is above a certain threshhold, you may be required to pay higher Medicare Part B and/or Part D premiums.
April 10, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.
March 11, 2026
Life insurance is protection.
March 11, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.
February 11, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.
By Scott McEvoy January 14, 2026
If your life has taken a turn that’s a little different than you’d anticipated, let me give you a little assurance when it comes to your Medicare plan. Scott McEvoy can help.
By Scott McEvoy January 14, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.
By Scott McEvoy December 12, 2025
Choosing a healthcare plan under the Affordable Care Act (ACA) is a personal decision, and your choice needs to reflect your unique situation. I offer one-on-one consultations and take the time to explain the different plan options to you. Open Enrollment for a plan under the ACA is now until Monday, December 15, for a January 1 effective date. With changes to the ACA happening every year, you might be wondering if your eligibility for a premium tax credit still exists, or you’re wondering about the right steps to take to apply your premium tax credit and any applicable deadlines. I can help you understand your eligibility and help you receive the financial support available to you. Premium tax credits can represent significant cost savings and you’ll want to make sure you can take advantage of any available opportunities. 2026 Changes Typically, the ACA market is host to an annual slew of changes, and 2026 is no exception. Here is a list of some of the changes (Source: cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-final-rule) you might expect to see applied to your plan of choice: Monthly plan costs could increase due to changing market conditions and adjustments to premium tax credits. Annual income must be verified. Coverage must be renewed during Open Enrollment to keep any federal financial support. As always, my guidance is available at no cost to you. I look forward to hearing from you. HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. To reach Scott McEvoy or a member of his team, call 216-480-1385 . Virtual, phone and office appointments are available.