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MEDICARE 2026 YOUR OPTIONS YOUR CHOICE

When it comes to Medicare, you get to decide who supports your journey.

One of the best parts about being an adult is having the ability to make your own decisions. We all have that ability, but the chance to apply it to important aspects of your life—and then put those decisions into motion—is truly meaningful. 


Sometimes, we don’t even realize the choices available to us. One area where this matters is Medicare. Did you know you have options when it comes to enrolling? You can visit Medicare.gov 

or work with a licensed insurance agent who understands the process and can help guide you through it. In fact, you can choose someone right here in Northeast Ohio.


There are many paths you can take when looking for support. The best part is that you can decide who you’d like to help you navigate your Medicare decisions for 2026. Consider working with someone who dedicates their time to understanding Medicare changes year after year. Someone who is not affiliated with any specific plan or carrier, and someone who is a licensed insurance agent focused on helping you make informed choices based on your individual needs.


The Annual Enrollment Period for Medicare runs from Wednesday, October 15, through Sunday, December 7. During this time, Medicare beneficiaries can review and make changes to their healthcare coverage for 2026. This includes options such as Medicare Advantage plans, Prescription Drug Plans, and Original Medicare.


If you’re not sure whom to turn to, or where to begin, consider Scott McEvoy, a licensed insurance agent with HealthMarkets Insurance Agency.


“Everyone who participates in Medicare is free to make their own choices,” assures Scott. “Beneficiaries have the option to make their Medicare plan selections independently, or they can tap into the knowledge base of someone like me, who has spent part of the year reviewing the changes coming to Medicare in 2026. My focus for each person I support through the process is his or her individual needs. Even husbands and wives need to be treated as individuals, because no two situations are alike.”


“Getting help from someone who is focused on your particular situation is of such great value,” Scott adds. “Until you try to navigate all the details on your own, it’s hard to appreciate how important help can be.” 


Scott suggests calling his office to make an easy, informative appointment to meet with him or a member of his team. “That’s where many of my clients like to begin,” he says. “It can be overwhelming to sift through the many Medicare options available. When you schedule a time to meet with me or someone on my team, we’ll provide information about important changes and available plans to help you find coverage that best suits your needs.”


Medicare can be complex. Some individuals may feel confident navigating it on their own, while others may benefit from guidance. Meeting with a licensed insurance agent can help ensure your choices are based on your personal situation.


Scott says some people choose to review their options without his guidance because they’re afraid it’s going to cost them more to come to him, but that simply isn’t the case. “There is absolutely no cost for my help, and the comfort of reviewing options that make sense for you with support can be valuable,” he says. 


Being Local Matters

Having a local licensed insurance agent like Scott or a member of his team can be a helpful resource when reviewing your Medicare options. Because they’re located in Northeast Ohio, they may be familiar with local hospital systems, provider networks, and how plan choices could affect your access to care.


Scott and his team, including his wife Cathy, are available to discuss your individual needs and help you explore plan options. Personalized support from a licensed agent can offer clarity that automated systems may not provide.



FEATURED

Why you should plan for Medicare

By Scott McEvoy • June 10, 2026
Six months before turning 65 is a good time to begin learning what to expect from Medicare, including deadlines for enrollment and the types of plan options that may be available, as well as how Medicare compares to employer-sponsored coverage.

Do you remember June 1979?

By Scott McEvoy • June 10, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you’ll start making decisions about your Medicare options.

Why You Should Plan for Medicare

By Scott McEvoy • May 29, 2026
Once you hit a certain age, the idea of retirement is never really far from mind. Last month we talked about short-term medical coverage as one possible option to help bridge the health coverage gap between leaving your current employment and becoming eligible for Medicare during retirement. But securing interim coverage, if needed, is just a small part of preparing for Medicare. Six months before turning 65 is a good time to begin learning what to expect from Medicare, including deadlines for enrollment and the types of plan options that may be available, as well as how Medicare compares to employer-sponsored coverage. Many people don’t realize they may continue to work for their current employer if they’ve reached age 65 and still be on Medicare. In some situations, individuals may find that Medicare offers different coverage features than an employer‑sponsored plan, which can be worth understanding when evaluating healthcare options. Some people who switch to Medicare while still working may find their coverage needs are met differently than under an employer-sponsored plan. For example, certain Medicare plans may include additional benefits or features beyond what some employer plans offer. I’m available as a resource to share general Medicare information and help explain Medicare basics. I offer a Medicare 101 educational class for people who are newly 65 or about to turn 65, presented in an easy-to-understand format. Give me a call to schedule a time to meet or set up a time to attend the class, and, as always, my guidance is available at no cost to you. HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. To reach Scott McEvoy or a member of his team, call 216-815-1850. Virtual, phone and office appointments are available. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. Agents may be compensated based on enrollment. No obligation to enroll. 53164-HM-0426

Short-term medical options

May 5, 2026
Short-term coverage may be an option for college students who are home for the summer, working temporary jobs, or who may experience a gap in coverage if they are no longer enrolled in a school-sponsored health plan.

Do you remember May 1979?

May 5, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you’ll start making decisions about your Medicare options.

Can you pay less for Parts B & D?

April 10, 2026
If your income is above a certain threshhold, you may be required to pay higher Medicare Part B and/or Part D premiums.

Do you remember April 1979?

April 10, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.

A way to spend your refund

March 11, 2026
Life insurance is protection.

Do you remember March 1979?

March 11, 2026
If you attended high school in 1979, you are likely nearing age 65, the point when you will start making decisions about your Medicare options.

Let’s review your healthcare

February 11, 2026
HealthMarkets Insurance Agency offers health care options from numerous different recognized carriers, and we’ve helped thousands of people choose health care options that best represents their individual and family needs.