INSURANCE FOR THE SHORT TERM

Because life flows differently for everyone, there may be times when someone suddenly finds themselves without healthcare coverage. 

College students who have recently graduated or turned 26 and can no longer be covered under their parents’ plan, someone starting a new job who needs temporary coverage, a retiree with a part-time job who isn’t quite ready for Medicare, seasonal workers who need coverage during the off-season, and anyone who needs temporary coverage could be considered a candidate for a short-term medical plan.

Short-term medical insurance can be applied for at any time it’s needed, and next-day coverage is typically available. 

With short-term medical insurance, people usually have access to a large, nationwide network of providers and there are a variety of cost options to fit a number of different needs.

Many short-term plans offer customizable options to fit your specific needs. Additionally, you can enhance your coverage with optional supplemental plans.

There are also a range of deductible amounts and no primary care providers or referrals required within the plan’s network. It’s important to note that short-term medical doesn’t typically cover preexisting conditions or pregnancy-related costs. 

If you’re at a place in life where you need answers to coverage concerns, I’m happy to help. Give me a call to discuss your individual situation and, as always, my guidance is available at no cost to you.