TRAVEL HEALTH INSURANCE

Picture this. You’re on a cruise ship heading to Alaska, enjoying the scenic views. You might assume your regular health insurance would cover any medical costs that arise. However, what you might not realize is that the ship had to cross through international waters, and technically you were out of the country. This could potentially affect whether your medical insurance will pay.

That’s where travel health insurance comes in. And I’m not talking about the kind of insurance that will cover you if your luggage gets lost or your trip gets cancelled. I’m talking about a type of insurance that could help you avoid unexpected medical bills that might arise once you’ve left the U.S.

Travel health insurance helps cover the cost of unexpected illnesses or injuries while traveling, including doctor visits, hospital stays and prescription medications. 

Plans may include coverage for emergency medical transportation.1 

Some plans offer coverage for pre-existing conditions.1 

A quick check with the U.S. embassy in the country you plan to visit will alert you to what your insurance will cover outside of the country. Travel insurance could help you with your medical needs while traveling. And, as always, my guidance is available at no cost to you.